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  • Posted in: Collections

    You would have the loan agreement & a participation agreement William R. Feldman, Esquire (Admitted in MD, VA & DC) Feldman & Associates, P.C. 451 Hungerford Drive, Suite 210 Rockville, MD 20850 P: 301.469.3616 ...

  • Posted in: Collections

    We are still in the very early stages so no documents yet but I need both sides, so the seller vs the buyer. I understand the buyer side of the house not collecting and the originator completing all the tasks but on the other side of the house, does anyone ...

  • Posted in: Collections

    Review the Participation Agreement It generally has the lead lender's responsibilities to the participants. William R. Feldman, Esquire (Admitted in MD, VA & DC) Feldman & Associates, P.C. 451 Hungerford Drive, Suite 210 ...

  • Posted in: Collections

    Hi Nicole - we do have some Participations (vehicle & unsecured loans and Business loans). Unfortunately, not much you can do directly with the delinquency - cannot make calls or attempt communication with the borrowers since they are not your Members. ...

  • Posted in: Collections

    Hey Collections Roundtable! Does anyone currently participate in the participation loans? I am interested in understanding how your individual credit unions handle delinquency. If you can also tell me your core and your collections system that would ...

  • Posted in: Fraud

    Good morning everyone, We have experienced a large amount of fraud involving check deposits at shared branches. We are evaluating our options to to mitigate this risk while still providing good service to our members. Is anyone willing to share how ...

  • Good morning everyone, We have experienced a large amount of fraud involving check deposits at shared branches. We are evaluating our options to to mitigate this risk while still providing good service to our members. Is anyone willing to share how ...

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    CECL

    Posted in: Collections

    Good morning- Just curious how others are handling the individual impairment of loans for CECL. Are you only reviewing loans that do not have similar characteristics and collateral dependent only loans? Are there any other loans that you ...

  • Posted in: Collections

    Josh - We are having a tough time with this too. I called a court for guidance on how they wanted the form filled out and they wouldn't provide any information. If we have a member with $100 on deposit. We'll fill out the form saying the gross amount ...

  • Posted in: Collections

    Upon receipt of a writ of garnishment, our current procedure involves conducting an account review followed by a total administrative hold on all shares within our Symitar core system, excluding identified protected federal benefits. We have historically ...